General Motors financing offers are sometimes referred to as incentives, or in slang term inducements. They can refer to a wide range of offers and promotions which refer both to the financing of the vehicle, or to the actual cost of the sale or running costs of the car or truck that the customer is buying.
Financing offers can be extremely attractive to a number of customers. General Motors tends to offer a number of fixed incentives to certain categories of customer, such as those who are currently serving or who have served in the military, people who are students etc.
In addition finance your offers can sometimes be portrayed as a rebate on the sale price of the vehicle. This needs to be looked at carefully as anyone buying a new General Motors car truck would expect a fairly sizeable discount on the list price anyway.
GM financing offers can also include certain deals with select insurance companies, who can offer attractive rates to General Motors customers. These deals can be quite good, but as with all insurance and finance related matters it is always a good idea to obtain alternative quotations that can be compared with the one-time offer on a like-for-like basis.
GM Financing Offers
GM financing offers are also often related to customers who pre-apply for a loan or lease agreement. It is often an attractive way of getting customers to sign up for the option of arranging finance, and is sometimes used as a leading either to certain select models which are being priced very competitively, or as a way of offering certain finance deals by way of a zero or low rate of interest or certain benefits on vehicle protection plans.
General Motors will also run a number of incentive schemes throughout the year, that either relate to specific models that they are trying to shift in terms of inventories, or aimed at certain categories of customer who they are trying to attract.
Some of these financing offers will be offered on a national basis, and others will be offered locally through GM dealerships. It is always worth remembering that even if there is no specific financing offer available, there is always the option to negotiate directly with a GM dealership on both the finance aspect of the deal and the sale price of the car or truck involved.
GM financing offers can also be relative to certain times of the year, when selected deals will be offered at time times of the consumer market, or when a boost is needed in terms of sales or associated revenue through servicing and maintenance contracts.