Ford Credit will offer a wide range of finance deals, and making sense of them can sometimes seem a bit difficult. Whilst the offers themselves are perfectly genuine, the range of different offers and discounts available can sometimes make it a bit tricky to work out exactly what the benefits are, and who is getting them.
Ford, along with other manufacturers, offer a range of discounts on selected models, at certain times of the year, to certain groups of people such as people who are serving or have served in the military, to pre-approved customers and certain finance deals normally a low or zero interest-rate.
Ford will also sometimes offer a special relationship with one or more insurance companies who may be able to offer advantageous rates on any model that is bought or leased.
Making sense of these different offers can sometimes take time, but that can be to the advantage of the customer they are willing to put the legwork in. Firstly is to look at the deals that Ford offer at a national level. These will be honoured by all Ford dealerships, in addition to any local finance deals that may be available.
Best Ford Credit Finance Deals
Secondly is too relies a lot of the Ford credit finance deals will be aimed at vehicles that need shifting in terms of inventory. That means that if a customer is willing to bide their time, and buy at a certain time of year they are in a position where they could get significant savings.
Getting pre-approval as a customer is also a really good idea. It allows the customer to obtain in advance an agreement in principle to borrow a certain amount of money. This means they know what they are able to borrow and what it is likely to cost them. This means that they can focus much more clearly on what model and year of car they want to buy.
The other area of Ford credit finance deals tends to relate to either low or zero interest-rate offers. These are normally aimed at customers with a very high credit rating, and quite often customers who have been preapproved as well.
Whilst all these offers can work well, it is worth remembering that a discount is only as good as the price that is being discounted in the first place. Make sure that any offers that are applied in the take effect after a significant negotiation has happened between you and the dealership with regard to the price of the vehicle and any additional extras that you may be buying.